| Should You Consolidate Your Loans?
CREDIT CARDS, student loans, car payments, mortgages. If you go through a box of checks like a flu victim goes through Kleenex, you may be a candidate for loan consolidation. You've got lots of options to choose from, whether it's taking a personal loan from your bank or credit union or rolling your credit-card balances to a low-rate card. The key is to reduce your interest rates � not just your monthly out-of-pocket costs. .
Dealing with holiday 'debt hangover' requires commitment
NEW YORK � As the credit card bills start rolling in this month from the recent holiday season, many consumers are going to get that queasy feeling that they've overindulged. There are antidotes for "debt hangover," experts say, but they require putting payment strategies in place � and sticking to them. "I think some people are afraid of even opening up their bills," said personal finance expert Jennifer Openshaw. "But they have to stare Scrooge in the eye and tackle the problem head on. The more people do that, the more confident they'll feel � and the more they can do about it." Consumers have a lot of card debt to deal with. Even before the 2007 holiday spending season began, Americans added more than $50 billion to their credit cards in the first 10 months of the year to reach a record total of $928.5 billion in October, according to the Federal Reserve.
Black Milk - Phat Beats, Phat Rhymes
Dre and J Dilla. Where do you cast your fallen Detroit native? Black Milk : For me, he's the G.O.A.T. He did everybody's sound and there's not many producers that can do that. He was able to do a Dre, Neptunes, Premier or Pete Rock sound. A lot of those producers couldn't mimic his style though. That's just the Detroit sound anyway. Nobodysmiling.com : So you'd say Detroit producers focus on versatility and have an array of sounds and not one signature sound. Black Milk : We have our own sound. The choppiness of drums, snappy snares...We have our own distinguished sound. Detroit producers take other sounds from other regions and make them our own. Nobodysmiling.com ...(continued below) .
AREA BRIEFS
Thursday in meeting rooms A and B at Jacksonville City Hall. Those requiring accommodations for a disabling condition in order to attend may do so by contacting the city's ADA officer at 910-938-5224. BEULAVILLE Town has full agenda for year's first meeting The town of Beulaville will be having its first regular town board meeting of 2008 on Monday. Beginning at 7 p.m., there will be a public hearing for a rezoning request. The land involved in the request is located along N.C. 241 and Crossover Road, north of Beulaville. Kinston Internists Properties requested the rezoning of a portion of property from Residential-Agricultural 20 to Highway Business. Agenda items for the regular meeting, which begins at 7:30 p.m., include discussion of budget amendments for the substance prevention fund; the audit report for the 2006-07 fiscal year; the status of the wastewater treatment plant; former Beulaville Elementary School project; a highway project; Clean Water Management Trust Fund and Rural Center Grant; a water line extension on Crossover Road; and a rezoning request from East Carolina Physicians.
NJ governor readies plan to increase tolls to solve state fiscal woes
The debt consumes about 10 percent of the annual state budget _ a figure Corzine said will rise in coming years, preventing the state from investing in vital key needs unless something is done. State bridges also need $13.6 billion in repairs and the state's transportation fund is set to run out of money in 2011. Corzine has acknowledged his plan may be tough to sell to lawmakers and citizens, but insists he has little choice. "The real risk to our collective future comes from the status quo, not from change," he said. "Make no mistake _ I am willing to lose my job if that's necessary to set our fiscal house in order and get New Jersey out from the debt burden constraining our future." Corzine would face re-election in 2009. Corzine has said the highways will neither be sold nor leased to a for-profit or foreign operator, as Chicago and Indiana have done.
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